IOSR-JEF   Volume-5 ~ Issue-6

Abstract: Microfinance Has Enabled The Active Poor To Have Access To All Financial Products Which Has Never Been Utilized In The Traditional Financial System .The Research Paper Sheds A Light On The Role Of Microfinance In Women Empowerment Which Is Considered As One Of Indispensable Part Of Inclusive Growth Of The Economy. This Paper Explain The Role Of Shgs In Women Empowerment By Raising Their Socio-Economic And Political Status In Derabassi Block Of Mohali (S.A.S Nagar) District In Punjab. Economic, Social As Well As Political Status Of Women Taken Into Consideration As A Tool For Women Empowerment. The Study Has Been Undertaken By Collecting The Primary Data From 200 Shgs Members. The Social Impact Of Self-Help Group On Women Is Compared With Economic And Political Impact Of Self-Help Groups On Women.

Key Words: Social Empowerment, Economic Empowerment, Political Empowerment,Self-Help Groups.

Abstract: In this paper, we test two-models of capital structure by using Shyam-Sunder and Myers (1999) approach for finding the capital structure behaviour of U.K. firms, whether firms follow pecking order or trade off model. Sample size consists of 60 firms and 51 firms; observation period ranges from 1992 - 2012 and 1995 - 2012. By using panel data regression in the two-sample size and periods, empirical results show that neither model is appropriate for giving any conclusive result for the capital structure behaviour of U.K. firms.

Keywords: capital structure, pecking order, trade off model, empirical, behaviour of U.K. firms.

Abstract: This paper works on the different avenues in the crude death rates in assured lives in the demography of Bangladesh. Crude rate is studied in multi-folded ways including status of policy, sexual orientation, timeline response, monetary perspective and the overall patterns. This study is underpinned with the assumption of Uniform Death Distribution (UDD) method over time (in a single year). We demonstrate the kinetics of the contemporary crude rates along with comparative analysis with that of existing rates. Also, the level of efficacy of the existing use of mortality components that has been using for decades in every passage of life insurance instruments in Bangladesh. We point to the distinguished distortion in the existing practice to the results from the studied crude rates in the life industry and then the corresponding financial atmosphere driven by these crude rates issue. Finally, we make this instructive to the life insurance regulator in Bangladesh to pay attention to take necessary actions in life business due to notably changed demographic pattern in Bangladesh via going forward to take strong measure to construct a new indigenous mortality table based on the matrix of current crude rates instead of the existing practice of stereotype loading over extraneous tables for Bangladesh life insurance industry. Key Words: Assured life, Crude rate, In-forced policy, Paid-up policy, Uniform Death Distribution (UDD)